With the BMW Balloon Financing, you can experience sheer driving pleasure while enjoying greater savings in interest charges and at a shorter loan tenure, from 3 to 5 years.


It will be a fixed monthly repayment amount with your choice of tenure. At the end of your contract, you have three options to settle your final balloon sum.


Trade in or sell your BMW to settle the final balloon sum payment, and use the remainder for the down payment of your next BMW.


Settle the balloon sum and keep your BMW.


Extend your contract for another 6 to 12 months by restructuring your loan.


  • Better Cash Flow Management

    With the extra money in your pocket, you can use it to indulge in accessories to dress up your new BMW.

  • Increase Affordability

    With Balloon Financing, the monthly payment is lower, hence, you have the option to choose from a wider range of car models.

  • Interest Savings

    Your interest charges is lower compared to Straight Line Financing regardless if your loan tenure is 3 years or 5 years.

  • Better Trade-In Value as compared to 7-year old vehicle

    Your BMW will still be in demand at the end of a 3- or 4-year tenure, as its mileage will still be below 100,000km and the car will still be within the design lifecycle.